With effect from 1st January 2020 the basis of the Irish Pony Club members Personal Accident Insurance Policy has changed.
Previously the policy covered members for permanent total disability for any equestrian activity on a 24/7 basis. The policy has now been restricted to cover only losses that the member incurs at an Irish Pony Club event.
Therefore if a serious accident occurred at an IPC rally or competition which resulted in a member suffering from a permanent disability such as loss of the use of a limb or loss of sight, then there is a benefit payable of up to EUR50,000. The policy also includes a benefit of EUR50 per day (up to EUR3,000) if the member is in hospital for longer than 5 days and also includes EUR4,000 towards medical treatment and EUR3,000 for dental expenses incurred.
As of 1st January 2020 these benefits do not apply if the accident occurred as a result of an accident that did not take place at an Irish Pony Club event.